Commerce (Ubucuruzi)
Working capital and stock finance for traders, retailers and wholesalers where repayment is aligned to sales cycles and audited where required.
Umurimo Finance helps families, employees, small businesses and growing enterprises access loans they can use in real life to run business, support farming, improve transport and manage household needs.
Our headquarters are in Kamembe, Rusizi, with branches in Kagano Sector, Karengera Sector, Macuba and Bushenge to keep loan services close to customers. On this page, loans are grouped by the purpose of borrowing, with Kinyarwanda labels shown in brackets.
Amounts, interest, fees, insurance, tenor, collateral and covenants appear only on your signed offer and amortisation schedule—not on this marketing page. See also charges & fees for how costs are disclosed before signature.
Working capital and stock finance for traders, retailers and wholesalers where repayment is aligned to sales cycles and audited where required.
Facilities tied to mobility and freight—equipment or operations—structured around verifiable earnings from the transport activity.
Short-term relief when household or enterprise cash flow is interrupted, subject to eligibility and documented need as per policy at application.
Input, crop and farm improvement loans linked to planting and harvest timelines and assessed against productive capacity.
Financing for herds, stocking, feed or expansion where repayment schedules match realistic offtake or sales from the livestock enterprise.
General-purpose credit for documented household or business needs where the use is not tied to a single sector-specific product line—assessed like other facilities on repayment capacity.
Payroll-secured instalments for formally employed borrowers, with deductions or employer confirmations as agreed in the loan covenant.
Gear, boat-related or working-capital support for fishing operators, assessed on activity and repayment capacity linked to catches or allied income.
Additional tailored facilities that sit outside the main lanes above—discuss eligibility and documentation with a relationship officer when you enquire.